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Basic
Summary Information
- Active
resident
Kansas
health
care
providers
are
required
to
maintain
basic
coverage
for
their
professional
services
rendered
as
defined
health
care
providers.
- Kansas
basic
coverage
and
Fund
coverage
can
not
cover
the
non-Kansas
professional
services
rendered
or
failed
to
be
rendered
when
individuals
were
non-resident
health
care
providers.
(See
the provisions of the
Fund for the statutory
provisions regarding
basic and Fund
coverage.)
The following article
is from the February
2003 newsletter:
New resident health
care providers in Kansas
The
recent professional
liability insurance
market problems have
resulted in an increased
number of requests from
out-of-state providers
about how to become a
Kansas resident health
care provider. Included
in these requests are a
few from doctors
practicing in Missouri
who already live in the
Kansas City, Kansas area
but have avoided the
Kansas Fund by not
having an active Kansas
license. The purpose or
objective of these
requests is for the
individual to change
their residency or
licensing status in
order to be eligible for
the professional
liability coverage
provisions of the Health
Care Stabilization Fund.
These
requests or questions
about becoming a Kansas
resident health care
provider also come from
those who are currently
non-resident providers,
have a Kansas license
and are practicing in
Kansas and complying
with the Fund as
non-resident Kansas
health care providers.
The
problem for these
situations is that the
provider has been
practicing else where
and will need to have
the required Kansas
basic professional
liability coverage when
becoming eligible for
the Kansas resident
health care provider
coverage provisions of
the Fund. In essence,
these providers may not
include, in their Kansas
basic coverage,
continuing coverage for
those out-of-state
professional services
while they were not a
licensed Kansas resident
health care provider. In
other words, these
providers need to
"tail-out"
their prior non-Kansas
practice exposures while
they were not
participating in the
Kansas Fund.
In each of these
situations there seems
to be slightly different
circumstances
confronting the provider
who wishes to become a
Kansas resident health
care provider. Each
situation needs to be
individually reviewed.
Our
basic coverage
requirements are clearly
stated in the Fund law.
That coverage must be at
least $200,000/$600,000
for the professional
services rendered by a
Kansas health care
provider. It is not
possible for basic and
Fund coverage to include
prior acts coverage for
non-Kansas professional
services while the
provider was not
participating in the
Fund as a Kansas
resident health care
provider.
Individual
health care providers
who have questions
regarding how they may
become a resident health
care provider and for
the benefits afforded to
such resident health
care providers who
participate in the Fund,
should contact the Fund
for further information
and assistance. There is
also information about
these provisions of the
Fund included on the
Fund's Internet web site
(www.hcsf.org).
For
additional information
regarding this matter
and terms used in this
article, please refer
to:
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